Did Bill Ferny die?

[Eomer of the Rohirrim]

It is somewhat naive to just assume that Bill died at the hands of his former steed. Some 40 years after Bill's 'death', authorities uncovered several huge insurance scams, most centred around the Bree area. The chief suspect was Bill Ferny, and several claimed that they had cast-iron evidence of his guilt, were it not for one factor; Bill was dead.

It is my estimation that Bill did not actually have a twin brother, but rather that he had been living a daring double life all this time. The wily accountant was able to 'kill off' the vagabond and thus sleep every night on a pile of money, surrounded by many beautiful ladies.

Lying, cheating and stealing, kids; it's the way to the top.