Oh my!
Surely any decent hobbit could have told you that making an adventure is at the same time an absurd idea no level minded hobbit would even entertain in their right minds, but that going voluntarily into such perils would be plain ridiculous, senseless and foolish while you could just sit in the Green Dragon with the best of company!
But well, it seems no "big people" ever understand things from the POV of the hobbits. And well, you know who to blame this worlds has gone bad...